Best Money Courses for Women Entrepreneurs Who Want Financial Freedom
Here’s something nobody wants to admit: most money advice isn’t built for women.
It’s created by men, for men, assuming male psychology, male privilege, and male socialization around money. Then women try to apply it and wonder why it doesn’t quite fit—like wearing shoes that are technically your size but designed for completely different feet.
Women face different money blocks. Different socialization about wealth. Different pressures around spending, giving, and caring for others. Different guilt about wanting more. Different fears about being seen as greedy or selfish.
And most money courses completely ignore all of that.
The ones I’m sharing today? They get it. They’re created by women who understand the specific psychological and practical challenges women face building wealth. They address the “good girl” programming, the guilt around charging what you’re worth, the tendency to give your work away, the fear of being too visible.
This isn’t about victim mentality—it’s about practical recognition that women’s relationship with money gets shaped differently. And the courses that acknowledge that create better, faster results.
Money Programs Built for Women’s Psychology
1. Money Bootcamp by Denise Duffield-Thomas – Best Overall for Money Mindset
What This Is: Denise’s comprehensive bootcamp addressing the specific money blocks, beliefs, and patterns that keep women from building wealth. She’s the “Lucky Bitch” who went from broke to multimillionaire by clearing her money mindset—and she teaches exactly how.
What Makes It Work: ✅ Women-Specific Content: Addresses the unique blocks women face—not generic money advice. ✅ Money Mindset Deep Dive: Identifying and clearing the beliefs sabotaging your financial success. ✅ Practical + Spiritual: Combines energetics with actual business and money strategy. ✅ Pricing Confidence: Learning to charge what you’re worth without guilt or apology. ✅ Receiving Capacity: Expanding your ability to actually let money in when it comes. ✅ Denise’s Journey: She’s been broke, built wealth, and documented the entire psychological journey.
Real Talk: ❌ Mindset-Heavy: This is about beliefs and patterns—less about tactics and strategies. ❌ Requires Self-Honesty: You’ll need to examine uncomfortable truths about your money stories.
Perfect For: Women entrepreneurs who work hard but struggle to make or keep money. If you know your money blocks are psychological rather than tactical, Denise’s bootcamp addresses those patterns specifically for women.
2. 3D Money by Erika Kullberg – Best for Financial Education
What You Get: Erika Kullberg’s practical financial education covering investments, wealth building, and smart money decisions. This is the tactical side—what to actually do with money once you’re making it.
Financial Fundamentals: ✅ Investment Literacy: Understanding where and how to invest your money intelligently. ✅ Wealth Building Systems: Concrete strategies for accumulating real assets. ✅ Financial Independence: Building enough wealth to have real choices in your life. ✅ Smart Decisions: Making financial choices that compound over time. ✅ Erika’s Expertise: She’s a lawyer and financial educator—this is solid information. ✅ Accessible Teaching: Makes finance understandable without dumbing it down.
Considerations: ❌ Tactics-Focused: Less about mindset, more about what to do with money. ❌ Requires Capital: Some strategies work better when you have money to invest.
Best For: Women who are making money but don’t know what to do with it to build long-term wealth. If you need practical financial education without condescension, Erika teaches clearly and thoroughly.
3. Cash by Melanie Ann Layer – Best for Quick Money Manifestation
What This Teaches: Melanie’s approach to manifesting immediate cash flow through energetic alignment and inspired action. This is about breaking scarcity patterns and calling money in now.
Immediate Shifts: ✅ Fast Results: Techniques specifically for creating money quickly when you need it. ✅ Energetic Clearing: Removing the blocks preventing money from flowing to you. ✅ Inspired Action: Taking aligned action that feels good and produces results. ✅ Pattern Breaking: Interrupting the scarcity cycle that keeps money tight. ✅ Practical Spirituality: Melanie bridges woo-woo and real-world application effectively. ✅ Student Results: Consistent reports of unexpected money manifesting.
What to Know: ❌ Manifestation-Based: This is energetic work, not business building tactics. ❌ Short-Term Focus: Great for immediate needs, pair with long-term wealth strategy.
Ideal For: Women experiencing scarcity who need to shift their money flow quickly. If you’re open to manifestation principles and need immediate relief from financial stress, Melanie’s methods work when applied consistently.
4. Embodied Millionaire by Shelly Bullard – Best for Self-Worth & Wealth
What This Is: Shelly’s unique program connecting wealth creation with self-love and worthiness. This addresses the deep truth that you can’t consistently make more money than you believe you’re worth.
Worth-Based Approach: ✅ Self-Worth Foundation: Healing the core beliefs about your value and deservingness. ✅ Relationship Integration: Understanding how relationship patterns mirror money patterns. ✅ Embodiment Practices: Physical practices that expand your capacity to receive wealth. ✅ Receiving Work: Learning to actually let in the money, love, and success available to you. ✅ Holistic Method: Addressing wealth from emotional, energetic, and practical angles. ✅ Shelly’s Background: She’s a manifestation expert who gets the psychology of receiving.
Limitations: ❌ Deep Inner Work: This goes to worth and identity—can be challenging. ❌ Relationship Focus: The connection between relationships and money isn’t obvious to everyone.
Perfect For: Women who make money but can’t keep it, or who notice self-sabotage patterns with wealth. If you struggle with feeling worthy of financial success—which most women do—Shelly’s approach addresses that at the root.
5. Exponential Wealth 2024 by Melanie Ann Layer – Best for Quantum Growth
What You Get: Melanie’s advanced wealth creation training focused on exponential growth rather than linear progress. This teaches you to quantum leap into new financial realities instead of slowly climbing.
Quantum Approach: ✅ Non-Linear Results: Moving beyond slow incremental progress to major jumps. ✅ Consciousness Shifts: The specific shifts that create exponential rather than linear growth. ✅ Timeline Jumping: Working with quantum principles to collapse time on manifestations. ✅ Advanced Energy Work: For women ready to handle bigger money and expanded capacity. ✅ Identity Integration: Support processing the shifts that come with rapid wealth growth. ✅ 2024 Updates: Current teachings adjusted for present economic reality.
Real Talk: ❌ Advanced Concepts: This assumes basic manifestation understanding—not for beginners. ❌ Requires Readiness: Quantum leaps require you can handle the expanded identity.
Best For: Women already creating results who want to accelerate dramatically. If you’re making money but know you’re capable of more—and you’re ready for the identity shifts rapid expansion requires—Melanie’s approach matches that readiness.
View Exponential Wealth 2024 →
6. Manifest Money for Good by Reese Evans – Best for Conscious Wealth
What This Teaches: Reese’s approach to creating wealth with purpose and consciousness. This is for women who want financial freedom AND to make positive impact—not choose between them.
Purpose-Driven Wealth: ✅ Aligned Abundance: Creating wealth that feels good and serves something bigger. ✅ Money Mindset: Clearing guilt, shame, and conflict about having money as a woman. ✅ Impact Focus: Using wealth as a tool for positive change in the world. ✅ Spiritual Integration: Making peace between spiritual values and financial success. ✅ Reese’s Method: She’s manifested millions while maintaining values and vision. ✅ Feminine Approach: Building wealth in ways that honor feminine energy and values.
Considerations: ❌ Values-Based: Most powerful for women who care deeply about purpose and impact. ❌ Mindset-Heavy: Focuses on relationship with money more than tactical strategies.
Ideal For: Conscious women who’ve struggled with wanting money while also wanting to do good. If you’ve felt conflict between wealth and values—which so many women do—Reese shows how they enhance each other.
View Manifest Money for Good →
7. Million Dollar Investor Accelerator by Erika Kullberg – Best for Investment Mastery
What This Is: Erika’s advanced training on investing and building long-term wealth through strategic financial decisions. This is about becoming a sophisticated investor who knows how to grow and protect money.
Investment Excellence: ✅ Investment Education: Learning what actually works in building portfolios. ✅ Risk Management: Understanding and managing risk intelligently as a woman. ✅ Wealth Protection: How to protect and preserve wealth once you’ve built it. ✅ Tax Optimization: Legal strategies to keep more of what you make. ✅ Expert Guidance: Erika’s legal and financial expertise gives you insider knowledge. ✅ Long-Term Security: Building sustainable wealth that supports you for life.
What to Know: ❌ Investment-Focused: This is about growing existing money, not manifesting from scratch. ❌ Complexity Level: More advanced financial concepts—requires focus and learning.
Perfect For: Women with capital to invest who want expert guidance on building real wealth. If you’ve made money through business or career and need to know what to do with it to create lasting security, Erika’s training is invaluable.
View Million Dollar Investor Accelerator →
How to Choose Your Money Education
Start where you’re actually stuck, not where you think you should be.
If you’re working hard but not making money, the issue is probably mindset and blocks. Denise’s Money Bootcamp or Shelly’s Embodied Millionaire address the psychological patterns keeping money away.
If you’re making money but don’t know what to do with it, you need financial education. Erika’s programs teach you to actually build wealth once you have cash flow.
If you feel guilty about wanting wealth or conflicted about money and spirituality, Reese’s conscious approach helps you make peace with abundance. You can’t create what you judge yourself for wanting.
If you need immediate cash flow, Melanie’s Cash program provides practical manifestation techniques. And if you’re ready for major expansion, her Exponential Wealth training teaches quantum leaping.
The best program is the one that addresses your actual bottleneck right now—not the one that sounds most impressive or that someone else recommends.
Final Verdict: What Actually Creates Financial Freedom
For most women entrepreneurs ready to transform their entire relationship with money, I’d start with Money Bootcamp by Denise Duffield-Thomas. It addresses the specific blocks women face, combines mindset with practical strategy, and Denise genuinely gets what it’s like to be a woman building wealth.
If you need immediate cash flow shifts and are open to manifestation, Cash by Melanie Ann Layer provides techniques that work quickly.
And if you’ve got money to invest and need sophisticated financial education, Million Dollar Investor Accelerator by Erika Kullberg teaches what wealthy people actually do with their money.
But here’s the truth: the best course won’t change your bank account if you don’t implement what you learn. These programs work—but only if you work them.
Choose based on your real situation, commit to the process, and be willing to examine the beliefs keeping you stuck. That’s where financial freedom actually happens.