Money Coaching Certifications: Train to Help Others Build Wealth
There’s a massive gap in the coaching world, and if you’ve noticed it, you could build an entire career filling it.
Most life coaches avoid money conversations. Most financial advisors can’t address mindset blocks. And most therapists aren’t equipped to help clients with wealth building. So where do people go when they need help with the psychological and practical sides of money?
They’re stuck—bouncing between motivational content that makes them feel good temporarily and financial advice that assumes they don’t have deep-seated money blocks sabotaging implementation.
If you can bridge that gap—combining money mindset work with practical financial coaching—you’ve got a valuable, in-demand skillset. People desperately need help with money that goes beyond spreadsheets or affirmations alone.
The certifications I’m sharing today teach you to become that bridge. You’ll learn to help clients identify and clear money blocks while also guiding them toward smart financial decisions. It’s psychology meets strategy, and it’s what actually creates lasting wealth.
Money Coaching Certifications That Combine Psychology and Strategy
1. Money Breakthrough Business Coach Certification by Kendall Summerhawk – Best Overall for Money Coaching
What This Is: Kendall Summerhawk’s comprehensive certification teaching you to coach clients on money mindset, pricing, and wealth building. She’s trained thousands of coaches to help women entrepreneurs specifically—and built a multimillion-dollar business doing it.
Complete Training: ✅ Money Coaching Methodology: Kendall’s proven framework for facilitating money breakthroughs. ✅ Psychology of Pricing: Understanding and helping clients overcome undercharging patterns. ✅ Money Blocks Expertise: Identifying and clearing the specific blocks keeping clients stuck financially. ✅ Business Application: Coaching money specifically in entrepreneurial contexts. ✅ Certification Credibility: Professional credential that positions you as a money expert. ✅ Practice Building: How to build a profitable money coaching practice. ✅ Kendall’s Experience: She’s the expert on women, money, and coaching—this is her specialty.
Real Talk: ❌ Women-Focused: Specifically designed for coaching women entrepreneurs—very niche. ❌ Business Context: This is about money in business, not general financial planning.
Perfect For: Coaches who want to specialize in helping women entrepreneurs with money mindset and pricing. If you notice how many women undercharge and give their work away, this certification trains you to address that professionally.
View Money Breakthrough Business Coach Certification →
2. 3D Money by Erika Kullberg – Best for Financial Education Foundation
What You Get: Erika’s practical financial education covering investments, wealth building, and smart money decisions. While not a certification, this gives you the financial literacy foundation money coaches need.
Financial Knowledge: ✅ Investment Literacy: Understanding investments well enough to educate clients. ✅ Wealth Building Principles: The actual strategies that create long-term financial security. ✅ Financial Decision Making: Framework for helping clients make smart money choices. ✅ Erika’s Expertise: She’s a lawyer and financial educator—this is solid, accurate information. ✅ Credible Foundation: Build your own financial knowledge before coaching others. ✅ Accessible Teaching: Complex concepts explained clearly without oversimplification.
Considerations: ❌ Not a Certification: This is education, not a formal coaching credential. ❌ Tactics-Focused: Less about psychology, more about what to actually do with money.
Best For: Aspiring money coaches who need to build their own financial literacy first. You can’t effectively coach what you don’t understand—this gives you the practical knowledge foundation.
3. Cash by Melanie Ann Layer – Best for Manifestation Techniques
What This Teaches: Melanie’s approach to manifesting immediate cash flow through energetic alignment. This gives you manifestation tools to add to your money coaching toolkit.
Manifestation Coaching: ✅ Fast Manifestation: Techniques for helping clients call in money quickly. ✅ Energetic Clearing: Methods for identifying and clearing money blocks. ✅ Inspired Action: Teaching clients to take aligned action that produces results. ✅ Pattern Interruption: Breaking the scarcity cycles clients get trapped in. ✅ Practical Application: Melanie bridges woo-woo and real-world effectively. ✅ Client Results: These methods consistently work when clients apply them.
What to Know: ❌ Not a Certification: This is a methodology to learn, not a formal credential. ❌ Manifestation-Based: Your clients need to be open to energetic and spiritual approaches.
Ideal For: Coaches who want to add powerful manifestation techniques to their money coaching. If your clients are open to energetic work and need immediate cash flow shifts, these tools work.
4. Embodied Millionaire by Shelly Bullard – Best for Self-Worth Work
What This Is: Shelly’s program connecting wealth creation with self-love and worthiness. This teaches the deep inner work money coaches need to facilitate with clients who can’t receive wealth.
Worth-Based Coaching: ✅ Self-Worth Foundation: How to help clients heal core beliefs about their value. ✅ Receiving Capacity: Expanding clients’ ability to actually let in money when it comes. ✅ Relationship Patterns: Understanding how relationship dynamics mirror money patterns. ✅ Embodiment Practices: Physical techniques that shift energetic capacity for wealth. ✅ Shelly’s Method: She’s an expert on manifestation and receiving psychology. ✅ Holistic Approach: Addressing wealth from emotional, energetic, and practical angles.
Limitations: ❌ Not a Certification: This is training in a specific methodology, not a credential. ❌ Deep Inner Work: You’ll need to be comfortable facilitating emotional and psychological work.
Perfect For: Money coaches working with clients who self-sabotage or can’t keep money. If you notice your clients’ worth issues are blocking their wealth, Shelly’s approach addresses that root cause.
5. Exponential Wealth 2024 by Melanie Ann Layer – Best for Advanced Manifestation
What You Get: Melanie’s advanced training on exponential wealth creation through quantum principles. This gives money coaches advanced tools for clients ready for major financial expansion.
Quantum Coaching: ✅ Non-Linear Growth: Teaching clients to quantum leap rather than slowly climb. ✅ Consciousness Shifts: The specific shifts that create exponential results. ✅ Timeline Work: Using quantum principles to collapse time on financial manifestations. ✅ Advanced Techniques: For coaches working with clients ready for major expansion. ✅ Identity Integration: How to support clients through rapid growth identity shifts. ✅ Current Teaching: Updated for 2024 economic and energetic reality.
Real Talk: ❌ Advanced Material: This assumes understanding of basic manifestation—not for beginners. ❌ Not a Certification: This is specialized training, not a formal credential.
Best For: Money coaches with clients already creating results who want to accelerate. If you’re working with successful clients hitting plateaus, these quantum techniques facilitate breakthrough.
View Exponential Wealth 2024 →
6. Manifest Money for Good by Reese Evans – Best for Conscious Wealth Coaching
What This Teaches: Reese’s approach to creating wealth with purpose and consciousness. This trains you to help clients who want financial success AND positive impact—not choose between them.
Purpose-Driven Coaching: ✅ Aligned Abundance: Helping clients create wealth that serves something bigger. ✅ Money Mindset: Clearing guilt and conflict about having money while being spiritual or conscious. ✅ Values Integration: Making peace between clients’ values and financial desires. ✅ Impact Focus: Teaching clients to use wealth as a tool for positive change. ✅ Reese’s Method: She’s manifested millions while maintaining integrity and vision. ✅ Spiritual Integration: Bridging spirituality and wealth for conscious clients.
Considerations: ❌ Not a Certification: This is methodology training, not a formal credential. ❌ Values-Based: Most effective with clients who care about purpose and impact.
Ideal For: Money coaches working with conscious, spiritual clients who feel conflicted about wealth. If your clients judge themselves for wanting money, this approach resolves that internal conflict.
View Manifest Money for Good →
7. Million Dollar Investor Accelerator by Erika Kullberg – Best for Investment Coaching
What This Is: Erika’s advanced training on investing and wealth building. This gives money coaches the sophisticated financial knowledge to guide clients with capital to invest.
Investment Expertise: ✅ Investment Education: Deep knowledge of how investments actually work. ✅ Wealth Building Strategies: What wealthy people actually do with their money. ✅ Risk Management: Understanding and communicating about investment risk. ✅ Tax Optimization: Legal strategies for helping clients keep more of what they make. ✅ Erika’s Credibility: Legal and financial expertise that establishes authority. ✅ Long-Term Wealth: Building sustainable financial security that lasts.
What to Know: ❌ Not a Certification: This is advanced financial education, not a coaching credential. ❌ Investment-Focused: For coaches working with clients who have money to invest.
Perfect For: Money coaches who need sophisticated financial knowledge to serve higher-level clients. If you’re working with clients who’ve built income and need investment guidance, this builds your expertise.
View Million Dollar Investor Accelerator →
How to Build Your Money Coaching Practice
Here’s the reality of money coaching: you need both sides—psychology and strategy.
Start with certification if you want credibility. Kendall’s Money Breakthrough Business Coach Certification gives you a formal credential and proven methodology. That matters when positioning yourself as an expert.
Build your own financial literacy. You can’t coach what you don’t understand. Erika’s programs give you the practical financial knowledge money coaches need.
Add manifestation tools to your toolkit. Many clients need energetic and psychological work alongside practical strategy. Melanie’s and Shelly’s programs teach those techniques.
Specialize based on your clients. Working with conscious entrepreneurs? Reese’s approach fits. Clients with capital to invest? You’ll need Erika’s investment knowledge. Women undercharging? Kendall’s framework addresses that specifically.
The best money coaches combine multiple approaches—mindset work, practical strategy, energetic clearing, and financial education. Build your toolkit over time rather than expecting one program to teach you everything.
Final Verdict: Building a Money Coaching Career
For most aspiring money coaches, Money Breakthrough Business Coach Certification by Kendall Summerhawk provides the most complete foundation. You’re getting a proven methodology, professional certification, and specialized training for coaching the clients who need this work most—women entrepreneurs who undercharge and give their work away.
Pair that with 3D Money by Erika Kullberg for the financial literacy foundation, and you’ve got both sides covered—psychology and practical strategy.
And if you’re working with conscious, spiritual clients who feel conflicted about wealth, add Manifest Money for Good by Reese Evans to help them resolve that internal struggle.
But here’s what matters: the best certification won’t build your practice for you. You need to actually coach clients, refine your methodology through real experience, and market yourself—which most coaches resist doing.
Choose your training based on the clients you want to serve, commit to building your expertise, and be willing to put yourself out there. That’s how money coaching practices get built—one transformed client at a time.